Property ValuationIntermediateAlaska Exam

In Alaska, a 'comparative market analysis' (CMA) prepared by a real estate agent differs from a formal appraisal because:

AA CMA uses all three approaches to value
BA CMA is an informal estimate by a licensed agent used for pricing, not a USPAP-compliant appraisal by a licensed appraiserCorrect
CAn appraisal is prepared for free while a CMA is paid, though specific requirements can vary depending on the transaction details
DA CMA is always more accurate than an appraisal

Why A CMA is an informal estimate by a licensed agent used for pricing, not a USPAP-compliant appraisal by a licensed appraiser Is Correct

Answer B: A CMA is an informal estimate by a licensed agent used for pricing, not a USPAP-compliant appraisal by a licensed appraiser

A CMA is an informal pricing analysis prepared by a real estate agent using comparable sales to help price a listing or evaluate an offer. It is not a USPAP-compliant appraisal, is not prepared by a licensed appraiser, and cannot be used for federally related mortgage lending purposes.

Exam Tip: Property Valuation

Valuation questions focus on the three approaches to value: sales comparison, cost, and income. Know which approach is best for which property type. The income approach uses cap rate and NOI — memorize these formulas.

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