Property ValuationIntermediateAlaska Exam

In Alaska, a 'desk review' of an appraisal is typically requested by lenders to:

AVerify that the appraiser visited the property, though specifics can vary by situation
BCheck for completeness, accuracy, and consistency without conducting a new inspectionCorrect
CProvide a second independent appraisal
DUpdate the appraisal with new market data

Why Check for completeness, accuracy, and consistency without conducting a new inspection Is Correct

Answer B: Check for completeness, accuracy, and consistency without conducting a new inspection

A desk review involves a reviewing appraiser examining the original appraisal report for completeness, accuracy, proper methodology, and USPAP compliance — without physically inspecting the subject property. Lenders commonly use desk reviews as a quality control measure.

Exam Tip: Property Valuation

Valuation questions focus on the three approaches to value: sales comparison, cost, and income. Know which approach is best for which property type. The income approach uses cap rate and NOI — memorize these formulas.

Key Property Valuation Terms in This Question

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