Property Valuation

Under USPAP, an appraisal report for a residential property used in connection with a federally related transaction must be prepared by:

AA licensed real estate broker who has completed appraisal training
BA state-licensed or state-certified appraiser✓ Correct
CAny licensed real estate professional
DAn appraiser approved by the individual lender only

Explanation

Federal law (FIRREA and the Appraisal Act) requires that appraisals for federally related transactions be performed by state-licensed or state-certified appraisers who meet the competency requirements for the type of property being appraised. Unlicensed individuals and real estate licensees (without appraiser licenses) may not perform such appraisals.

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