ContractsIntermediateAlaska Exam

Which contract clause allows a buyer to exit the purchase agreement if they cannot obtain financing on specified terms?

AAcceleration clause, in general
BFinancing contingencyCorrect
CDue-on-sale clause
DAlienation clause

Why Financing contingency Is Correct

Answer B: Financing contingency

A financing contingency (also called a mortgage contingency) protects the buyer by making the purchase agreement contingent on the buyer obtaining financing with specified terms (amount, interest rate, term). If the buyer cannot secure qualifying financing, they may terminate the contract and receive their earnest money back.

Exam Tip: Contracts

Contract questions frequently test the essential elements required for a valid contract. Remember: competent parties, mutual consent, lawful object, and sufficient consideration. Watch for void vs. voidable distinctions.

Key Contracts Terms in This Question

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