Real Estate Math

A buyer obtains an $180,000 loan at 6% interest for 30 years. If the monthly payment factor is $5.996 per $1,000, what is the total amount paid over the life of the loan?

A$215,856
B$387,741.60✓ Correct
C$180,000
D$183,478

Explanation

Monthly payment = (180,000 ÷ 1,000) × $5.996 = 180 × $5.996 = $1,079.28. Total paid = $1,079.28 × 360 months = $388,540.80.60.

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