Real Estate Math

A buyer's loan has a principal balance of $320,000 at 6% annual interest. What is the first month's interest portion of the payment?

A$1,600✓ Correct
B$19,200
C$1,920
D$1,066.67

Explanation

Monthly interest = $320,000 × (6% / 12) = $320,000 × 0.005 = $1,600. To solve this, multiply the relevant values: $320,000 at 6%.. The correct answer is $1,600.. This is a common calculation on the Arizona real estate exam.

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