Fair Housing
An 'affirmative marketing plan' in a federally funded Arizona housing project is designed to:
AMarket only to majority-population buyers
BAttract applicants from all segments of the eligible population, including traditionally underserved groups✓ Correct
CPrioritize low-income applicants
DSet maximum income limits for eligibility
Explanation
An affirmative marketing plan is required for HUD-funded housing developments to ensure that the project is affirmatively marketed to all eligible persons, including those from groups historically underrepresented in the area.
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Key Terms to Know
Debt-to-Income Ratio (DTI)
A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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