Property ValuationIntermediateArizona Exam

An Arizona appraiser who knowingly provides a fraudulent appraisal may face:

AOnly civil liability
BLicense revocation, fines, and possible criminal charges for bank fraudCorrect
CA warning letter from the ADRE only
DOnly liability to the lender, not the buyer

Why License revocation, fines, and possible criminal charges for bank fraud Is Correct

Answer B: License revocation, fines, and possible criminal charges for bank fraud

Appraisal fraud is serious: appraisers can face license revocation, civil liability, and criminal prosecution for bank fraud (a federal offense). Appraisers must maintain independence and provide honest, well-supported opinions.

Exam Tip: Property Valuation

Valuation questions focus on the three approaches to value: sales comparison, cost, and income. Know which approach is best for which property type. The income approach uses cap rate and NOI — memorize these formulas.

Key Property Valuation Terms in This Question

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