Property Ownership

An Arizona homeowner's association (HOA) assessment lien is generally considered:

ASubordinate to all other liens on the property
BA lien that can be enforced by non-judicial foreclosure in Arizona✓ Correct
CInferior to mechanic's liens but superior to mortgage liens
DUnenforceable without a court judgment first

Explanation

In Arizona, HOA assessments can be liened against the property and enforced through non-judicial (trustee's sale) foreclosure proceedings, making HOA liens a powerful collection tool for associations.

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