Finance
An Arizona lender who 'red flags' an appraisal as inflated and orders a second appraisal is exercising:
ADiscriminatory lending practices
BResponsible underwriting and quality control to ensure collateral adequacy✓ Correct
CViolation of TRID requirements
DAppraisal independence requirements
Explanation
Lenders have a responsibility to ensure appraisals accurately reflect market value to protect collateral. Ordering a review or second appraisal when an appraisal appears inflated is sound underwriting practice, not discrimination.
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