FinanceIntermediateArizona Exam

In Arizona, a 'contract for deed' (also called 'land contract' or 'installment land contract') is a financing arrangement where:

AThe seller retains legal title while the buyer takes possession and makes payments, with title transferring only when the contract is fully paid offCorrect
BThe deed is placed into a third-party trust at closing and released to the buyer only after the trustee verifies receipt of the buyer's final installment payment
CThe buyer receives a warranty deed at closing but the seller retains a mortgage lien as security, with the lien released upon receipt of the final contract payment
DBoth parties execute a joint tenancy deed at closing, with the seller's undivided interest extinguishing automatically upon receipt of the final scheduled payment

Why The seller retains legal title while the buyer takes possession and makes payments, with title transferring only when the contract is fully paid off Is Correct

Answer A: The seller retains legal title while the buyer takes possession and makes payments, with title transferring only when the contract is fully paid off

In a contract for deed, the seller retains legal title as security while the buyer takes equitable title and possession. Only when the purchase price is fully paid does legal title transfer to the buyer.

Exam Tip: Finance

Finance questions often involve calculations. Master the T-bar method, understand the difference between conventional and government-backed loans, and know key ratios like LTV and DTI.

Key Finance Terms in This Question

People Also Study

Math Concepts

Practice More Arizona Real Estate Questions

1,400+ questions covering all exam topics. Start free — no signup required.

Take the Free Arizona Quiz →