Escrow & TitleIntermediateArizona Exam

In Arizona, 'prorations' at closing are adjustments made to:

ACalculate and disburse the gross real estate commission to the listing broker and the buyer's broker at closing based on their written commission-sharing agreement
BFairly allocate ongoing expenses (like property taxes, HOA fees, and prepaid rents) between buyer and seller based on each party's period of ownership during the billing cycleCorrect
CCredit the buyer for the difference between the property's original listing price and the final negotiated contract sales price as a reduction in the required down payment
DReduce the purchase price at closing to account for any gap between the property's appraised value and the agreed contract price that the lender requires to be resolved

Why Fairly allocate ongoing expenses (like property taxes, HOA fees, and prepaid rents) between buyer and seller based on each party's period of ownership during the billing cycle Is Correct

Answer B: Fairly allocate ongoing expenses (like property taxes, HOA fees, and prepaid rents) between buyer and seller based on each party's period of ownership during the billing cycle

Prorations divide ongoing costs between buyer and seller as of the closing date. For example, if property taxes are paid annually but the seller owns the property for only part of the year, the seller is debited (or buyer credited) for the seller's share.

Exam Tip: Escrow & Title

Escrow questions test the neutral third-party role and the sequence of closing events. Remember that the escrow agent acts as a dual agent for both buyer and seller and cannot advocate for either side.

Key Escrow & Title Terms in This Question

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