Escrow & Title

In Arizona, title insurance protects the insured against losses from:

AFuture zoning changes affecting the property's use
BDefects in title that existed before the policy's effective date but were not discovered by the title search✓ Correct
CPhysical damage to the property from natural disasters
DIncreases in property taxes after purchase

Explanation

Title insurance protects against losses from undiscovered title defects, liens, encumbrances, or other issues that existed before the policy was issued. It does not cover future events, physical damage, or post-closing matters.

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