Finance
The Fair Credit Reporting Act (FCRA) in Arizona gives mortgage applicants the right to:
ASet their own credit score requirements for loans
BObtain a free copy of their credit report and dispute inaccurate information✓ Correct
CRequire lenders to accept their self-reported credit history
DProhibit lenders from checking their credit without compensation
Explanation
FCRA gives consumers the right to obtain free annual credit reports, dispute inaccurate or incomplete information, receive notice when adverse action is taken based on credit information, and have outdated negative information removed after specified time periods.
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