Fair HousingIntermediateArizona Exam

The Fair Housing Act's definition of 'national origin' as a protected class protects persons based on:

ATheir citizenship status at the time of the housing application, since federal courts have held citizenship is the primary indicator of national origin for housing purposes

BTheir country of birth, ancestry, culture, or linguistic characteristics common to an ethnic groupCorrect

COnly persons born in a country currently subject to U.S. travel restrictions, since the FHA's national origin provision was enacted specifically to protect such immigrants

DThe country where the applicant most recently resided before entering the United States, not necessarily their country of birth or ethnic ancestry

Why Their country of birth, ancestry, culture, or linguistic characteristics common to an ethnic group Is Correct

Answer B: Their country of birth, ancestry, culture, or linguistic characteristics common to an ethnic group

National origin protection covers discrimination based on a person's country of birth, ancestry, ethnicity, culture, or the linguistic characteristics (like accent or language) of a national origin group.

Exam Tip: Fair Housing

Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.

Key Fair Housing Terms in This Question

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

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Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Redlining

An illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.

Proration

The division of ongoing property expenses (taxes, HOA dues, rents) between buyer and seller at closing based on their respective days of ownership.

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Fair Housing Laws Guide

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