Real Estate Math

A 30-year mortgage for $200,000 at 7% has a monthly payment factor of $6.65 per $1,000. What is the monthly payment (principal and interest)?

A$1,200
B$1,330✓ Correct
C$1,300
D$1,400

Explanation

Monthly P&I = ($200,000 ÷ $1,000) × $6.65 = 200 × $6.65 = $1,330. To solve this, multiply the relevant values: $200,000 and $6.65 at 7%.. The correct answer is $1,330.. This is a common calculation on the Arkansas real estate exam.

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