Contracts

A buyer makes an offer on a property with a financing contingency. The lender denies the loan. The buyer should:

AForfeit the earnest money
BNotify the seller of the denial and exercise their right to terminate under the financing contingency✓ Correct
CAccept the property without financing
DSue the lender for the lost purchase

Explanation

A financing contingency allows the buyer to terminate the contract and receive a refund of earnest money if they cannot secure financing under the stated conditions. The buyer must follow the notice procedures in the contract.

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