Real Estate Math

A buyer takes a $220,000 loan at 5% for 30 years. The monthly payment factor is $5.37 per $1,000. What is the monthly P&I payment?

A$1,181.40✓ Correct
B$1,100.00
C$1,074.00
D$1,250.00

Explanation

Monthly payment = ($220,000 ÷ $1,000) × $5.37 = 220 × $5.37 = $1,181.40. To solve this, multiply the relevant values: $220,000 and $5.37 at 5%.. The correct answer is $1,181.40.. This is a common calculation on the Arkansas real estate exam.

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