Escrow & Title

A deed in lieu of foreclosure is used when a borrower:

AWants to convert their mortgage to a fixed rate
BVoluntarily conveys the property to the lender to avoid foreclosure proceedings✓ Correct
CSeeks a court order to delay foreclosure
DTransfers the mortgage to a new buyer

Explanation

A deed in lieu of foreclosure is a voluntary arrangement where the borrower transfers title to the lender to satisfy the debt and avoid the formal foreclosure process. The lender must agree, and the deed must be given voluntarily.

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