Escrow & Title

A general lien differs from a specific lien in that it:

AAttaches only to one specific property
BAttaches to all real and personal property the debtor owns✓ Correct
CIs created only by mortgage agreements
DIs always voluntary

Explanation

A general lien attaches to all property—real and personal—of the debtor (e.g., IRS tax lien, judgment lien). A specific lien attaches only to a specific property (e.g., mortgage, mechanic's lien).

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