Fair Housing
An agent is asked by a buyer to provide demographic information about the racial composition of a neighborhood. The agent should:
AProvide the information as requested since it is public
BDecline to steer based on demographics but may direct the buyer to public sources for demographic data✓ Correct
CRefuse all information about the neighborhood
DReport the buyer to HUD for asking
Explanation
An agent should not provide demographic information that could facilitate steering. However, agents may direct clients to publicly available resources (Census data, neighborhood websites) while making clear they provide equal service regardless of neighborhood demographics.
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Related Arkansas Questions
- The National Association of REALTORS® Code of Ethics obligates members to provide equal professional service to all clients and customers. This aligns with:Fair Housing
- Steering is an illegal fair housing practice that involves:Fair Housing
- Steering in real estate refers to:Fair Housing
- Steering is a fair housing violation that involves:Fair Housing
Key Terms to Know
Steering
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
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