Contracts

An appraisal contingency protects the buyer by:

ARequiring the appraiser to reach the contract price
BAllowing the buyer to renegotiate or cancel if the property appraises below the contract price✓ Correct
CRequiring the seller to lower the price to the appraised value automatically
DGuaranteeing the lender will approve the loan

Explanation

An appraisal contingency allows the buyer to renegotiate the price or cancel the contract (with refund of earnest money) if the property appraises for less than the contract price, since lenders will only loan based on the lower of appraisal or purchase price.

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