Fair Housing
HUD's role in enforcing the Fair Housing Act includes:
ACriminal prosecution of violators
BInvestigating complaints, facilitating conciliation, and referring cases to ALJ hearings or federal court✓ Correct
CSetting property values in discriminated-against areas
DLicensing real estate agents nationally
Explanation
HUD investigates fair housing complaints, attempts to achieve conciliation (negotiated settlement), and if conciliation fails and reasonable cause is found, refers the case to an Administrative Law Judge (ALJ) hearing or, if either party elects, to federal district court.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Math Concepts
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