Escrow & Title

In Arkansas, the typical method of foreclosure for a defaulted mortgage is:

AStrict foreclosure only
BJudicial foreclosure through the circuit court
CNon-judicial foreclosure only
DBoth judicial and non-judicial foreclosure are available depending on the loan type✓ Correct

Explanation

Arkansas allows both judicial foreclosure (through circuit court) and non-judicial foreclosure (through a trustee's sale under a deed of trust's power of sale clause), depending on the loan documents and circumstances.

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