Finance
Predatory lending involves:
AOffering below-market interest rates to attract borrowers
BDeceptive or abusive loan terms that trap borrowers in unfavorable mortgages✓ Correct
CRequiring a large down payment
DStrictly enforcing credit score requirements
Explanation
Predatory lending involves unscrupulous lenders using deceptive, high-pressure, or unfair practices—such as excessive fees, inflated rates, prepayment penalties, or loan flipping—that harm borrowers, often targeting vulnerable populations.
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