Escrow & Title

What is the purpose of a commitment for title insurance?

ATo guarantee the appraised value of the property
BTo outline the conditions under which the title company will issue a title insurance policy, including exceptions✓ Correct
CTo confirm the property tax assessment
DTo provide a legal description of the property

Explanation

A title insurance commitment (preliminary commitment) identifies the insured parties, coverage amounts, conditions and stipulations, and all exceptions (liens, easements, encumbrances) that will appear in the final policy. Buyers review it before closing.

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