Escrow & Title

RESPA prohibits which of the following at settlement?

ACharging a loan origination fee
BPaying kickbacks or unearned fees between settlement service providers✓ Correct
CRequiring title insurance
DCharging a title search fee

Explanation

RESPA Section 8 prohibits kickbacks, fee splitting, and unearned fees among settlement service providers. No person may give or accept anything of value in exchange for referrals of federally related mortgage business.

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