Land Use & Zoning

The National Flood Insurance Program (NFIP) requires flood insurance for:

AAll residential properties
BProperties in Special Flood Hazard Areas (SFHA) with federally backed mortgages✓ Correct
COnly commercial properties in flood zones
DProperties within 1 mile of any river

Explanation

The NFIP requires flood insurance for properties in designated Special Flood Hazard Areas (100-year floodplain) that have federally backed or regulated mortgage loans. It is administered by FEMA.

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