Trust FundsIntermediateCalifornia Exam

A California real estate broker's trust account must be maintained at:

AAny licensed securities brokerage, under standard California trust fund handling rules
BA bank or recognized depository institution in California, unless the client otherwise instructs in writingCorrect
CAn escrow company, as required by DRE trust account regulations
DThe DRE's designated bank, consistent with standard broker trust accounting practice

Why A bank or recognized depository institution in California, unless the client otherwise instructs in writing Is Correct

Answer B: A bank or recognized depository institution in California, unless the client otherwise instructs in writing

California law requires broker trust accounts to be maintained in a federally insured bank, savings and loan, or other recognized depository institution in California. The broker must notify the DRE of the trust account's location and account number.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

Key Trust Funds Terms in This Question

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