Trust FundsIntermediateCalifornia Exam

Which statement about a broker's trust account is TRUE?

AA broker may use one personal checking account for both business expenses and trust funds
BThe trust account must be designated as such and may not be used for the broker's operating expensesCorrect
CA broker is not required to maintain a trust account if all transactions go through escrow
DSalespersons may maintain sub-accounts within the broker's trust account

Why The trust account must be designated as such and may not be used for the broker's operating expenses Is Correct

Answer B: The trust account must be designated as such and may not be used for the broker's operating expenses

The trust account must be clearly designated as a trust account and used exclusively for clients' funds. It cannot be used for the broker's business operating expenses.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

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