Property Valuation

An appraiser is reconciling three value indicators from the three approaches: Cost approach = $485,000; Sales comparison approach = $475,000; Income approach = $460,000. The subject is an owner-occupied single-family home. Which approach should receive the most weight?

ACost approach, because the property is relatively new
BIncome approach, because it reflects investment value
CSales comparison approach, because owner-occupied residential buyers base decisions primarily on comparable sales✓ Correct
DAll three approaches should be weighted equally

Explanation

For owner-occupied single-family residential properties, the sales comparison approach is typically given the most weight because buyers make purchase decisions primarily by comparing recent sales of similar homes. The income approach is least reliable for owner-occupied homes where buyers are not motivated by rental income.

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