Trust FundsIntermediateCalifornia Exam

If a buyer instructs the broker to hold their uncashed check until offer acceptance, the broker should:

ACash the check immediately, under standard California trust fund handling rules
BHold the check uncashed as instructed and disclose this to the sellerCorrect
CDeposit it into the trust account anyway, as required by DRE trust account regulations
DReturn the check to the buyer, consistent with standard broker trust accounting practice

Why Hold the check uncashed as instructed and disclose this to the seller Is Correct

Answer B: Hold the check uncashed as instructed and disclose this to the seller

A broker may hold an uncashed check as directed by the buyer, but must disclose this arrangement to the seller before or when presenting the offer. If the seller objects to this arrangement, the check must be deposited promptly.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

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