Trust Funds

A broker receives a $10,000 earnest money deposit in cash from a buyer. The broker must:

AImmediately give a receipt and deposit it into the trust account within 3 business days✓ Correct
BReturn cash to the buyer and require a personal check or wire
CNotify the IRS only if the amount exceeds $25,000
DHold the cash in a safe until escrow opens

Explanation

Cash is a trust fund and must be handled just like any other trust funds: give a receipt and deposit into the trust account within 3 business days. Additionally, transactions involving cash of $10,000 or more trigger federal IRS Form 8300 reporting requirements.

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