Finance
The Equal Credit Opportunity Act (ECOA) prohibits lenders from discriminating in lending based on all of the following EXCEPT:
ARace and national origin
BSex and marital status
CReceipt of public assistance income
DCredit score and debt-to-income ratio✓ Correct
Explanation
ECOA prohibits discrimination based on race, color, religion, national origin, sex, marital status, age, and receipt of public assistance. Credit score and debt-to-income ratio are legitimate, non-discriminatory financial factors lenders may lawfully use.
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