AgencyIntermediateCalifornia Exam

Under California law, a real estate broker who manages property for clients must maintain a separate trust account for client funds. Mixing client funds with the broker's personal funds is called:

AConversion
BComminglingCorrect
CEmbezzlement
DEstoppel

Why Commingling Is Correct

Answer B: Commingling

Commingling is the illegal act of mixing client funds with a broker's personal or business funds. Conversion, a more serious violation, occurs when the broker actually uses those client funds for personal purposes.

Exam Tip: Agency

Agency questions are among the most tested on the exam. Focus on the difference between client and customer, and memorize the fiduciary duties (OLD CAR). Watch for questions that try to blur the line between a general agent and a special agent.

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