Trust FundsIntermediateCalifornia Exam

Under California law, when must a broker deposit funds received from clients into the broker's trust account?

AWithin 10 business days of receipt, per California trust fund record-keeping requirements
BWithin 3 business days of receipt, unless the buyer and seller have given written instructions otherwiseCorrect
CWithin 24 hours of receipt, under standard California trust fund handling rules
DImmediately upon receipt — the same day, as required by DRE trust account regulations

Why Within 3 business days of receipt, unless the buyer and seller have given written instructions otherwise Is Correct

Answer B: Within 3 business days of receipt, unless the buyer and seller have given written instructions otherwise

California Business and Professions Code Section 10145 requires brokers to deposit client funds into a trust account within 3 business days of receipt (or sooner if instructed). An exception applies if the parties provide written instructions to hold the check uncashed pending acceptance.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

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