Trust FundsIntermediateCalifornia Exam

The DRE has the authority to audit a broker's trust account records:

AOnly if a formal complaint has been filed, consistent with standard broker trust accounting practice
BOnly with a court order, per California trust fund record-keeping requirements
CAt any time, with or without prior notice, and without a complaintCorrect
DOnce every five years as part of the license renewal process

Why At any time, with or without prior notice, and without a complaint Is Correct

Answer C: At any time, with or without prior notice, and without a complaint

The DRE has broad authority to examine and audit a broker's trust account records at any time and without advance notice. This allows the DRE to protect consumers by ensuring trust funds are properly handled, even in the absence of a complaint.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

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State-Specific Concepts

Trust Account RulesDRE RegulationLicense Law

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