Contracts

What is an 'earnest money deposit' in a real estate transaction?

AThe agent's advance commission
BA good-faith deposit made by the buyer to show serious intent to purchase✓ Correct
CThe seller's equity in the property
DThe lender's origination fee

Explanation

An earnest money deposit demonstrates the buyer's good-faith intent to complete the purchase. It is credited toward the purchase price at closing. If the buyer defaults without a valid contingency excuse, the seller may retain the deposit as liquidated damages.

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