Trust FundsIntermediateCalifornia Exam

What is 'commingling' of trust funds?

AInvesting client funds in real estate, consistent with standard broker trust accounting practice
BThe illegal mixing of a broker's personal or general business funds with client trust fundsCorrect
CTransferring funds between trust accounts, per California trust fund record-keeping requirements
DUsing trust funds to pay operating expenses, under standard California trust fund handling rules

Why The illegal mixing of a broker's personal or general business funds with client trust funds Is Correct

Answer B: The illegal mixing of a broker's personal or general business funds with client trust funds

Commingling is the illegal mixing of personal or business funds with trust funds belonging to clients. California law requires strict separation.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

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