Trust FundsIntermediateCalifornia Exam

The illegal use of client trust funds for the broker's personal benefit is called:

ACommingling
BConversionCorrect
CHypothecation
DEmbezzlement

Why Conversion Is Correct

Answer B: Conversion

Conversion is the unauthorized use of trust funds belonging to a client for the broker's own purposes. It is a serious violation of California law and DRE regulations that can result in license revocation, civil liability, and criminal prosecution.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

Key Trust Funds Terms in This Question

People Also Study

State-Specific Concepts

Trust Account RulesDRE Regulation

Practice More California Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free California Quiz →