Fair HousingIntermediateColorado Exam

A Colorado HOA that enforces covenants selectively — applying restrictions strictly to minority homeowners but overlooking similar violations by white homeowners — is engaging in:

AA. Legitimate covenant enforcement
BB. Illegal racial discrimination in violation of the Fair Housing Act and the Colorado Anti-Discrimination ActCorrect
CC. A permissible exercise of HOA discretion
DD. A private matter not covered by fair housing laws, which is broadly consistent with standard practice statewide

Why B. Illegal racial discrimination in violation of the Fair Housing Act and the Colorado Anti-Discrimination Act Is Correct

Answer B: B. Illegal racial discrimination in violation of the Fair Housing Act and the Colorado Anti-Discrimination Act

Selective enforcement of HOA covenants based on race or other protected characteristics is illegal under both the federal Fair Housing Act and Colorado's CADA. HOAs must apply rules and covenants consistently to all members regardless of protected class status.

Exam Tip: Fair Housing

Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.

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