Real Estate Math

A Colorado home sold for $475,000. The buyer financed 80% with a conventional loan at 6.5% annual interest. What is the annual interest on the loan in the first year (simple interest calculation)?

A$18,590
B$24,700✓ Correct
C$25,350
D$30,875

Explanation

Loan amount = $475,000 × 80% = $380,000. Annual interest = $380,000 × 6.5% = $24,700. To solve this, multiply the relevant values: $475,000 at 80%.. The correct answer is $24,700.. This is a common calculation on the Colorado real estate exam.

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