Environmental

A Colorado homeowner discovers that their property is within a FEMA Special Flood Hazard Area (SFHA). If they obtain federally backed financing, they will be required to:

AElevate the home above the base flood elevation
BPurchase flood insurance through the National Flood Insurance Program (NFIP)✓ Correct
CMove the home out of the flood zone
DObtain a flood variance from FEMA

Explanation

Federal law requires that property owners with federally backed mortgages and properties in FEMA Special Flood Hazard Areas (100-year floodplain) purchase flood insurance through NFIP or a private flood insurance program.

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