Real Estate Math

A Colorado homeowner refinances a $350,000 mortgage from 7% to 5.5%. Monthly savings = $325. Closing costs = $6,500. How many months until break-even?

A15 months
B20 months✓ Correct
C25 months
D30 months

Explanation

Break-even = Closing Costs / Monthly Savings = $6,500 / $325 = 20 months. To solve this, multiply the relevant values: $350,000 and $325 at 7%..

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