Real Estate Math

A Colorado property was purchased for $410,000 with 10% down and a 30-year, 6.75% fixed-rate mortgage. The monthly P&I payment factor is $6.49 per $1,000. What is the approximate monthly P&I payment?

AA. $2,397.21✓ Correct
BB. $2,661
CC. $2,661.90
DD. $2,399

Explanation

Loan amount = $410,000 × 90% = $369,000. Monthly P&I = (369,000/1,000) × $6.49 = 369 × $6.49 = $2,396.81 ≈ $2,397.

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