Fair Housing

In Colorado, a landlord's policy of requiring a minimum credit score for rental applicants is:

AA. Always illegal under fair housing laws
BB. Legal if applied consistently to all applicants and does not have an unjustified disparate impact on a protected class✓ Correct
CC. Only legal for commercial rentals
DD. Not permitted under Colorado law

Explanation

Credit score requirements are facially neutral and generally legal if applied consistently and in a non-discriminatory manner. However, if such a requirement disproportionately excludes a protected class (disparate impact) and is not justified by business necessity, it could constitute illegal discrimination under the Fair Housing Act.

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