Fair Housing
In Colorado, a landlord's policy of requiring a minimum credit score for rental applicants is:
AA. Always illegal under fair housing laws
BB. Legal if applied consistently to all applicants and does not have an unjustified disparate impact on a protected class✓ Correct
CC. Only legal for commercial rentals
DD. Not permitted under Colorado law
Explanation
Credit score requirements are facially neutral and generally legal if applied consistently and in a non-discriminatory manner. However, if such a requirement disproportionately excludes a protected class (disparate impact) and is not justified by business necessity, it could constitute illegal discrimination under the Fair Housing Act.
Related Colorado Fair Housing Questions
- Colorado's state fair housing law adds which protected classes NOT covered by the federal Fair Housing Act?
- A Colorado landlord adds a clause to all leases stating 'no children under 12 allowed.' This violates which protected class under the Fair Housing Act?
- A Colorado tenant complains to HUD that their landlord discriminated against them. HUD must complete its investigation within:
- Under Colorado law, a reasonable accommodation request by a person with a disability must be granted unless it would:
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- A Colorado property owner who converts a single-family home to a boarding house is subject to:
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