Property Ownership

In Colorado, the 'beneficiary deed' (transfer on death deed) allows property owners to:

AA. Transfer property during their lifetime by recording the deed
BB. Designate a beneficiary to receive the property automatically at death without probate, while retaining full ownership and control during their lifetime✓ Correct
CC. Create a trust for their property
DD. Transfer property to a charity upon death

Explanation

Colorado's Beneficiary Deed Act (C.R.S. § 15-15-401) allows property owners to record a beneficiary deed naming who will receive the property at death. The owner retains full control during their lifetime (can sell, mortgage, or revoke). At death, title transfers automatically to the named beneficiary without probate. It is an effective, low-cost estate planning tool.

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