Escrow & Title

In Colorado, which of the following is NOT typically covered by an owner's title insurance policy?

AA. A forged deed in the chain of title
BB. An undisclosed heir claiming ownership
CC. Zoning ordinance violations or changes✓ Correct
DD. An undisclosed lien that predated the policy

Explanation

Standard title insurance policies cover defects in title — including forged deeds, undisclosed heirs, and undisclosed prior liens. They typically do NOT cover zoning ordinance violations or changes in zoning.

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