Escrow & Title
In Colorado, which of the following is typically covered by an owner's title insurance policy?
AFuture zoning changes that affect property use
BForged deeds, undisclosed heirs, and errors in public records that existed before closing✓ Correct
CPhysical condition defects discovered after closing
DEnvironmental contamination on the property
Explanation
An owner's title insurance policy covers title defects that existed before or at the time of closing, such as forged deeds, undisclosed heirs, errors in public records, and fraud. It does not cover physical property defects or future changes.
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