Property Valuation

When appraising a property with a private well and septic system, an appraiser should:

AA. Assume the systems are adequate without testing
BB. Consider whether the well and septic are functional and meet applicable standards, and if they affect value relative to comparable properties with public utilities✓ Correct
CC. Always adjust upward for well and septic
DD. Ignore the systems entirely

Explanation

Properties with private wells and septic systems require consideration of their condition and adequacy. In rural Colorado, well and septic systems are common. The appraiser must consider whether the systems are functional, meet state and local standards, and how they compare to subject's competitors in the market (some buyers prefer private systems; some prefer public utilities).

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